Payment Amount Limits
In the UK, the maximum amount value limits are set by the originating bank (bank of the payer). Those limits depend not only on the balance of the account but also on account type, or number of latest payments.
Below are the transaction limits for both personal and business accounts:
| institution | limit |
|---|---|
| Halifax | Personal: 25,000 GBP |
| Bank of Scotland | Personal: 25,000 GBP |
| Business: 99,999 GBP | |
| Lloyd | Personal: 25,000 GBP |
| Business: 99,999 GBP | |
| Natwest | Personal - One-off and forward dated payments: 50,000 GBP |
| Personal - Standing orders: 20,000 GBP | |
| Business - One-off and forward dated payments: 50,000 GBP | |
| Business - Standing orders: 99,999.99 GBP | |
| RBS | Personal - One-off and forward dated payments: 20,000 GBP |
| Personal - Standing orders: 20,000 GBP | |
| Business - One-off and forward dated payments: 50,000 GBP | |
| Business - Standing orders: 99,999.99 GBP | |
| Barclays | Personal - One-off and forward dated payments: 50,000 GBP |
| Personal - Standing orders: 50,000 GBP | |
| Business - One-off and forward dated payments: 50,000 GBP | |
| Business - Standing orders: 100,000 GBP | |
| HSBC | Personal - One-off and forward dated payments: 25,000 GBP |
| Personal - Standing orders: 25,000 GBP | |
| Business - One-off and forward dated payments: 1,000,000 GBP | |
| Business - Standing orders: 250,000 GBP | |
| Santander | Personal - One-off and forward dated payments: 25,000 GBP |
| Personal - Standing orders: 100,000 GBP | |
| Business - One-off and forward dated payments: 250,000 GBP | |
| Business - Standing orders: 100,000 GBP | |
| Nationwide | Personal - One-off and forward dated payments: 10,000 GBP |
| Personal - Standing orders: 25,000 GBP | |
| Danske Bank | Personal - One-off and forward dated payments: 10,000 GBP |
| Personal - Standing orders: 100,000 GBP | |
| Business - One-off and forward dated payments: 250,000 GBP | |
| Business - Standing orders: 100,000 GBP | |
| Revolut | 250,000 GBP |
| Monzo | 10,000 GBP |
| Starling | 1,000,000 GBP |
| TSB | Personal - One-off and forward dated payments: 25,000 GBP |
| Personal - Standing orders: 10,000 GBP | |
| Business - One-off and forward dated payments: 50,000 GBP | |
| Business - Standing orders: 99,999 GBP | |
| First Direct | Personal - One-off and forward dated payments: 49,999.99 GBP |
| Personal - Standing orders: 5,000 GBP |